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This website is owned by Universal Physicians, LLC and is maintained to serve the needs of its customers and visitors. Universal Physicians, LLC may at any time revise these Terms and Conditions by updating this page on the website. You are bound by any and all revisions and, therefore, should periodically visit this page to review the current Terms and Conditions.

General Terms & Conditions of Use

Your access to this website is subject to the following Terms & Conditions and all applicable laws. By entering, viewing and browsing the website, you accept, without limitation or qualification, these Terms & Conditions.

All materials on this website should be treated as copyrighted unless otherwise noted, and are subject to all provisions of the Copyright Policy published on this site. No materials on this website may be used without Universal Physicians, LLC express written permission except as stated in these Terms & Conditions or the Copyright Policy on this website.

Universal Physicians, LLC does not warrant or represent that your use of materials displayed on the website will not infringe upon the rights of third parties not affiliated with Universal Physicians, LLC.

Although Universal Physicians, LLC uses reasonable efforts to include accurate and up to date information in the website, Universal Physicians, LLC makes no warranties or representations as to the accuracy of this information. Universal Physicians, LLC assumes no liability or responsibility for any errors or omissions in the content of this website.

Your use of and browsing within this website are at your own risk. Neither Universal Physicians, LLC nor any other party involved in creating, producing, or delivering the website is liable for any direct, incidental, consequential, indirect, or punitive damages resulting from or connected with your access to or use of this website. Without limiting the foregoing, all contents of the website are provided “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

Universal Physicians, LLC is not liable for any damages to your computer equipment or other property, including computer viruses, resulting from or connected with your access to, use of, or browsing the website, or your downloading of any materials from the website.

Any communication besides financial information that you transmit to Universal Physicians, LLC over the website by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated, at the discretion of Universal Physicians, LLC, as non-confidential and non-proprietary. Universal Physicians, LLC may, at its discretion, use this communication or information contained therein for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Subject to our confidentiality policies, Universal Physicians, LLC is free to use any ideas, concepts, knowledge, or techniques contained in any communication that you send to the website for any purpose including, but not limited to, developing, manufacturing and marketing products or services using such information.

Images of people, places or things displayed on the website are either the property of or used with permission by Universal Physicians, LLC Use of these images, by yourself or anyone else acting under your authority, is prohibited unless specifically permitted in writing by Universal Physicians, LLC.

Any unauthorized use of the images may violate laws and/or regulations regarding copyright, trademark, privacy and publicity, and communications.

The trademarks, service marks, and logos (collectively the “Trademarks”) displayed on the website are registered and unregistered Trademarks of Universal Physicians, LLC and others. Nothing contained on the website should be construed as granting in any way a license or right to use any Trademark displayed on the website without the written permission of Universal Physicians, LLC, or such third party that may own the Trademarks displayed. Your misuse of the Trademarks displayed on the website or any other content on the website, except as provided in these Terms & Conditions, is strictly prohibited. Universal Physicians, LLC will aggressively enforce its intellectual property rights to the fullest extent of the law, including the initiation of criminal prosecution.

Universal Physicians, LLC has not reviewed all of the websites linked to the Universal Physicians, LLC website and is not responsible for the content of any off-site pages or any other websites or for your linking to any other off-site pages or other websites.

Copyright Policy

Unless otherwise noted, all of the materials – including text and images – contained in this website are copyrighted and may not be reproduced, displayed, distributed, modified, published or otherwise used except to the extent described in the terms and conditions listed below. Any other use requires the express written permission of Universal Physicians, LLC.

Certain areas within this website are accessible only to Universal Physicians, LLC’s customers, while other areas are accessible by the general public (the “Public Pages”). You may download materials displayed on the public pages and, if you are a Universal Physicians, LLC customer, on the non-public pages, for non-commercial, personal use only on the following terms and conditions: You must preserve all trademarks and all copyright and other proprietary notices displayed on the materials.

You may not modify or alter the substance of the materials without Universal Physicians, LLC’s express written permission. You may not reproduce, display, distribute or publish the materials with or in connection with the name, trademark, or logo of another company or organization, whether or not for profit, without Universal Physicians, LLC’s express written permission.